Live on a Low Balance Budget

Live on a Low Balanced Budget

(Get into the Habit of Living a Resourceful Life)

Dear esteemed readers, I like to use this opportunity to express my profound gratitude to those who have supported me and also gave words of encouragements. I like to commend and appreciate them for their invaluable support. Well as you all know my name remains Abdul-Hamid Adeniyi Otule.

Ø Firstly, it is indeed a great honour and pleasure for me to expose to you about the latest discovery on how to get into the habit of living a resourceful by maintaining a low balanced budget. As you might want to know that I am committed to contributing positively towards the development of social, economic, political, business/investing, and technology advancements of the aspect of our lives. That is why I have worked tirelessly to bringing to you this article on the latest discovery.

Ø The idea of living a resourceful life to me can not be overemphasized. Am sure that the first things that must have struck our minds as we read this is why keep a low balanced budget? After all I can afford the luxuries of this world.

Ø Most people fail to realize the bitter truth on how people earn so much per week, per month or annually and yet they complain of low wages/salary scheme and no wonder we have cases of industrial strike, protest by professionals complaining of one thing or the other, not knowing that most of them earn so much but continue to wonder where all those money went. As I write this article, result has it that Lagos State doctors are threatening to go on strike over alleged low salary structure or consolidated salary scale shortly after they had gone on an indefinite strike before the both party could reach a conclusion. Researches in the United States reveals to us that many professionals like doctors and lawyers etc earn as high as $102,024 and $75,889 annually. Yet an average professional complain of inadequate earnings despite the huge amount they make per month, per week or annually. I believe the answer to this uproar is not far fetched.

Ø Furthermore, without wasting much of your precisions time because I always regard and appreciate the good and loving people who always took time to read my article. What can I say than to assure them that the vital information they had been reading from my previous writing owes no exemption to this one. I believe the only way to solve this problem or unrest is by keeping a low balanced budget.

Ø Here are some vital tips on how to live a resourceful life. As for most employees, the first thing they do after receiving their pay cheque is to go shopping whether necessary or unnecessary. That brings us to question on how do I shop wisely? The best thing to do is plan your weekly menu around what is on sale and at their current prices.

Ø Shop more on basic ingredients instead of pre-packaged foods and cook from scratch. This is quite less expensive and highly hygienic ra6her than spend more money on fast foods and what have you.

Ø Stock up items that are on sale or in session, following this, I will strongly advise that you buy in bulk, but be careful not to overstock perishable items that will eventually spoil.

Ø Travel to areas where prices are known to be lower, if this is cost effective.

Ø Cut back on how often you go shopping.

Ø  At this junction, I like to inform you that research have shown that nearly 60 percent of all items bought by shoppers are unplanned.

Ø Another area of concern that I like to stress here is to get into the habit of asking yourself questions like:

Ø Do I really need this?

Ø Is the old items actually worn out?

Ø Or do I just want something new?

Ø If you will rarely use an item, would renting one suffice?

Ø Or if you anticipate using them frequently, would buying a good used one work just as well. I believe if this is frequently done the choices of managing your resources will tend to be on a positive note.

Ø It is rather unfortunate that many people lack the ability to develop a resourceful budget which is why I tried answering the question on how to develop a budget?

Ø Write down your essential monthly expenses.

Ø Organize your expenses into categories, this include food, housing, automobile etc.

Ø Figure out how much of your savings must be applied monthly to each category.

Ø Write down the combined net earning s of all…in your household.

Ø Set aside monthly the amount needed to satisfy each category.

Ø Have a statement indicating budgeted monthly expenses and actual monthly expenses.

Ø Be resourceful.

Ø Trim down to the essentials.

Ø Here are the following ways to be resourceful.

Ø Follow manufactures maintenance instructions, which may tend to prolong the life of our appliances. Change out of your good clothe as soon as you come home – a practice that will keep them new longer.

Ø Well following this idea I have laid down for you, I believe you have the possible chances of living a resourceful life filled a low balanced budgeting.

Ø For more information, comments and questions kindly visit http://employeesproductivityguide.blogspot.com http://myinvestment101.blogspot.com.

Ø I wish you best of luck

MAKE IT BIG TRADING FOOTBALL!!

MAKE IT BIG TRADING FOOTBALL!!

(A practical guide and secret of Making Money by watching football and other sports)

By Abdul Hamid Adeniyi Otule

The Aims and Objectives of this writing is to expose to you our esteemed readers one of the most possible, tested and confirmed way of making money for as high as you can ever imagine while trading football and other sports. This article will be focusing mainly on the round leather game i.e. Football as a sport which is the one with the most followership around the globe.

Football Trading though has been in existence and people have made substantial incomes from venturing in the various models we have. I like to assure you that this is an opportunity to acquire the most tested and possible ways to make it big in the business.

Without wasting much of your precious time because I know you choose to visit my blog not to read some rambling idea or trash, but for the purpose of getting a useful information probably to discover a latest discovery on how to trade football to a reasonable level.

INTRODUCTION

Sport is a big business anywhere in the world, football in particular brings the world to a stand still whenever there is big competition i.e. world cup, European champions league, English premier league which is of course the average Nigerian Best followed League.

A big important question asked by everyone is:

How Does Football Trading Works?

Football is played round the clock every day and smart individuals are making substantial income from it. Let me work you through some terms you will need to understand for profitable trading.

The terms you need to know are as follows:

Bookmakers: These are companies that provide the platform for betting activities. They also set the prices and expected winnings on each football match. Sometimes they could be referred to as ‘bookies’.

Odds: It’s the price given by bookmakers to a match on a particular day. Odds are determined by how competitive a match could be. Let’s assume Manchester United is playing Blackburn Rovers, the odds could go this way: 1.35, 3.56, and 7.45.

What this simply means is that the bookies are saying if you trade in favour of Manchester United the amount invested will be multiplied by 1.35, if the match ends in a draw and you trade on draw, your investment will be multiplied by 3.56. Lastly, if you trade that the match will be in favour of Blackburn Rovers, your investment will be multiplied by 7.56.

Football trading is not about predicting the exact outcome of a game all that is needed is following trends and analysis to determine out of the possible 3 outcomes of the match. Win Draw and Loss.

The following signs are used in football trading.

1: Win for the home team

X: The match will end in draw

2: The away team will win

See the illustration in the screenshot below.

How to Go About Trading

As stated earlier, there are many bookmarkers that provide platform to trade on; some of these bookies are belfair, bwin, bet365, betahome, fonbet, b4u24 {all in www.com} and so on.

The process of registration is easy. All you have to do is go to the site and register.

Once registration is complete, the next thing is to fund your account. There are many ways to fund your account. The options are debit cards, bank transfer; alert pay, liberty reserve etc.

For the purpose of this article, I recommend www.b4u24.com, the site is based in UK and highly regulated, and it also accepts Liberty reserve.

The reason I prefer liberty reserve a method of funding your account is because funding is almost instant and withdrawal is same. For example I can trade in more than 5 games in a day with my profit using liberty reserve.

How to Register On Liberty Reserve

Go to www.libertyreserve.com and follow the registration procedure. It’s easy to set up.

This is what it looks like:

The question that must be bothering your mind now is:

How to Fund Liberty Account?

There are merchants in Nigeria that helps in liberty account funding; I encourage you to find the best for you. I restrict myself and avoid recommendation.

You will see the details of merchants on liberty reserve website.

Caution: Do not disclose your password to anybody for any reason.

Let’s Go To Trading Proper.

You need to analyze matches very well before placing your trade. By going to www.vitebet.com you will get idea of how to place a trade.

Here is about trading looks like

Another strategy I use to place trade is by going to the league table. For example if I want to place a trade in Spanish league,

All you do is go to www.spanishleaguetable.com and see the standing on the league table; this will give you more insight.

Once you get this information, you will know how to place your trade.

For those who will be venturing in this money making business I suggest you study carefully the rules guiding trading activities.

8 Golden Rules for Successful Football Trading and Maximum Profit.

RULE 1 – DISCIPLINE, DISCIPLINE, DISCIPLINE

It does not matter if you have all the money in the world or you are starting on shoestring budget, discipline is very important in football or any sport trading trading.

RULE 2 – MANAGE YOUR BANKROLL

Managing your bankroll is a key attribute to being a successful sport trader. Your bankroll is a sum of money you set aside purely for trading purposes. No single transaction should take more than 10-15% of your starting bankroll.

RULE 3 – COPING WITH SWINGS

As stated in rule 2, it is inevitable to have losses and losing days in this business.

How you cope with losses determines how successful you will be at sport trading.

RULE 4 - SPECIALIZING

Sport trading should be taking very serious, after all you in it to make money. Like in the medical field where there are specialties, you must specialize.

RULE 5 – RESEARCH YOUR INVESTMENTS

Once you decide in which area you wish to specialize, it is time to research your market and where you will make your investments. You can place your bets in a more focused manner. The power of computers and the Internet have made the obtaining of information so easy that in a matter of minutes you can find out as much information as you require about your chosen market.

RULE 6 – KEEP RECORDS

It is absolutely vital that if you wish to take your sport trading onto the next level you keep accurate records of all your activities.

RULE 7 – AVOID MULTIPLE BETS

Which ever market you wish to specialize in I am going to give you one simple piece of advice – AVOID MULTIPLES – in any form of gambling these are the bread and butter earners for the odds setters.

RULE 8 – DON’T GAMBLE DRUNK

Never ever! That’s it. Join a group created on facebook where you will get signals on matches to be traded on. The group is Sport trading secret.

For more information and enquiry send comments to http://myinvestment101.blogspot.com, http://employeesproductivityguide.blogspot.com or send email to adehamidinvestments@gmail.com or hamid.adeniyi@yahoo.com

I wish you best of luck

Thanks

Otule Abdul Hamid

08130565967, 07025653315

Best laptops Deals for Holiday Shopping

Laptop computers is one of the products sold at maximum online and finding best laptop deals require the knowledge of where and when to look for those deals. The value of computing whether personal or professional is emerging as an essential part of our daily life and more and more people are hooking online to use the power of Internet. There has been major shift in from Desktop computing to now mobile computing, according one of Gartners research, more and more PC users are shifting towards laptop as compared to desktop for the obvious reason of mobility.
Hence for PC retailers and manufacturers, laptop sale is huge and so the competition. The prices are going down with pc specification getting better and better. Now newly introduced Netbooks with Atom processor which can literally fit into your overcoat and sometime even lighter than your cell phone, the price to buy one is less than $300. This was unimaginable couple of years back when notebook computer was limited to high end corporate executives and users with $.
The major manufacturers and retailers of laptop computers are Dell, HP, Lenovo, Toshiba, and Sony & Acer. Almost all they are retailing directly online except Acer. The most aggressive ones are Dell and HP followed by Lenovo and Sony.
It's easy to find best laptop deals at Dell.com, where you can find discount coupons, free shipping offer, seasonal offer & one day offer and during certain period you can even combine all of these four kind of offers together to get a real killer deal and I think that is where Dell kills all its competition. You can easily get a $50-$100 off savings coupon which can be combined with Free Shipping Coupon or Stackable Coupon to reduce to price further.
HP, Lenovo & Sony also keep coming up with savings coupon up-to time to time, you need to keep your eyes open in order to get one for yourself. You should also keep checking deals and coupons web site or data aggregation web sites to get best laptop deals on laptops. At times you can better coupons and deals at deals and coupons web site than retailer's web site.

Pccounter.net was set up to provide an online saving resource where online buyers can shop and get discounts or rebates through deals and coupons on technology products. You can get Best Laptop Deals and other Discount Laptops and coupons. This amounts to a lot of saving especially in times of economic downturn and recession.
for more information please visit http://gifideasyourboss.blospot.com, http;//myinvestment101.blogspot.com or mail us at adehamidinvestments@gmail.com

Employees Productivity Guide

Dear Esteemed Readers,

Many questions have been asked why employees lose their jobs daily, But some of them fail to admit that they are not productive employees anymore. The contemporary economy changes does not give room for Lazy or unproductive employees. Here are some tips on ho to be a good employee

Dear Esteemed Readers,

How to Be a More Productive Employee Time Management to Improve Productivity www.freedigitalphotos.net User-Submitted Article Companies spend large amounts of energy and money on time management training for employees. But you can improve your performance at work by following these simple steps to organize your work life. Difficulty: Moderately Easy Instructions 1 Create a task list. There's no way you can tell if you've been productive or not if you don't know what you're supposed to be working on. A task list will keep you on track to meet your goals. This is also a tool that your business can use to track performance management. 2 Prioritize your task list. While everything on the list needs to be completed, some items will be more time critical than others. Focus on the urgent tasks first and tackle the easier items on your list. 3 Don't start new projects until you clear your urgent tasks. Once you're able to complete your tasks you've created time in your day to take on new projects. By continually adding items to your task list you'll soon become overwhelmed by everything you have to accomplish. Besides, you'll learn to love crossing items off your list. 4 Be flexible. There will be some days where all the time management training in the world won't help you get all your tasks accomplished. Stuff happens and you can't get everything done that you want or need to. As long as you recognize this will happen on occasion, you can always go back to your prioritized task list when your time frees up again. 5 Set deadlines for yourself. If you have a set quitting time, even if it's one you made yourself, you'll find that you're more motivated to get your work done. If you don't have a deadline, you can never be late which means motivation may be hard to come by. 6 Eliminate distractions from your work area. Distractions are whatever it is that keeps you from being on task. It could be coworkers that stop by to chat, noise, or a cluttered desk. Recognize whatever it is that's keeping from performing at your peak and work to remove it. One of the easiest solutions is to simply close your door and focus. 7 Lastly, plan your next day at the end of each work day. Take time to review your task list and move incomplete items to the next day. Add new items and prioritize. You'll be amazed at how this simple step will make your work easier to manage. for more informations on how to be a good and productive employee. visit www.ehow.com